Essays, deep dives and executive notes on adaptive compliance, AI, global regulation, financial crime, LGBTQ+ identity, diversity and leadership.
For two decades, success was framed as reducing false positives and lowering cost. But a quieter system is not necessarily a safer system. The better question is whether compliance can continuously adapt to changing risk.
Start with the subject most relevant to the decision, audience or transformation in front of you.
Continuous monitoring, model governance, AI authority and accountable automation.
Explore the theme →KYC, sanctions, stablecoins, payment transparency and emerging financial-crime threats.
Explore the theme →Operating models, global teams, technology modernization, adoption and ownership.
Explore the theme →Executive identity, psychological safety, succession, escalation and difficult decisions.
Explore the theme →Practical points of view designed to start discussion rather than end it.
A completely unscientific theory of ownership, over-functioning, leadership development and why I cannot leave an abandoned airport tray alone.
Read the full article →What losing Bobby taught me about the absurdity of ranking grief—and the relief of being understood.
Read the full article →What America taught me about ambition—and what Ireland taught me about perspective, humor, ice and never taking myself too seriously.
Read the full article →How to accommodate local regulation and regional nuance without building a separate compliance program in every country—or a queue at headquarters.
Read the full article →Humor started as armor. Years later, it became a way to make serious work more human—and, occasionally, to make a regulator laugh.
Read the full article →The personal side of being a Chief Compliance Officer—growing up gay, learning to use my own executive voice and building teams where people feel safe enough to challenge, grow and lead.
Read the full article →How North Korea’s IT-worker networks exploit legitimate remote work—and why payment platforms need living identity controls, connected intelligence and public-private partnership.
Read the full article →Why the future of KYC must be upfront, risk-based and localized—with a detailed Europe–China evidence comparison and implementation model.
Read the full paper →As AI agents begin to transact for customers, payments firms may need to govern not only identity, but delegated authority, mandate and real-time revocation.
Read the white paper →Global consistency requires common architecture and local intelligence—not one jurisdiction copied everywhere.
Read →The greatest value lies in connecting signals, escalating uncertainty and directing human attention.
Read →Compliance culture is created when every employee understands their responsibility to act with integrity and protect customers.
Read on LinkedIn ↗Candid lessons on decisions, dependence, escalation and the moments when leadership is least comfortable.
The decision may be shared. The accountability rarely is.
Read →The demo worked. My assumptions did not.
Read →If every important decision still comes back to you, you have built dependence—not leadership.
Read →A quiet compliance organization is not necessarily a healthy one.
Read →Independence is tested when the answer matters.
Read →Longer work connecting models, governance, regulation and organizational design.
Assess whether governance is reactive, periodic, continuously monitored, adaptive or intelligence-led.
Read the maturity model →Centralize standards, distribute judgment and design clear mechanisms for escalation, learning and accountability.
Read the case study →